Understanding Living Benefit Options

March 9, 2011

Options for annuities have continued to change and improve over the years. If you haven’t kept up with the latest information and are looking at retirement options, having an understanding of living benefit options is important. What Are Living Benefit Options? Living benefits (also called guaranteed living benefits) are generally added as riders to a [...]

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Understanding Injury Compensation and Structured Settlements

March 2, 2011

If you’ve been injured and are confused about your rights, the first step you’ll need to take is to contact a personal injury or compensation lawyer. A personal injury attorney specializes in accidents, injuries, and getting you the maximum compensation you deserve. Yes, personal injury lawyers have earned a bad rap. They are sometimes referred [...]

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How to Sell Your Structured Settlement or Annuity for Cash

February 25, 2011

Regardless of how carefully you plan for your financial future, some things cannot be foreseen. If you are currently receiving payments from a structured settlement or annuity but have found yourself in a financially needy situation, you may think that you have no options. This could not be further from the truth. In this article [...]

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What Annuity Options Will Secure My Retirement?

February 16, 2011

Planning for your retirement? We’ve got good news and bad news for you. First the good news… According to the National Center for Health Statistics most recent reports, the average life expectancy for Americans has risen considerably over the past several decades. In 1950 the average life expectancy was 68 years. By 1970 that number [...]

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How to Avoid Penalties When Rolling Over Your Retirement

February 10, 2011

Most individuals will need to roll over their retirement account at least once, if not more, during their lifetime. If you worked for a company that provided you with a 401(k) plan, you’ll need to roll that money over when you retire or choose to leave. Here’s the information you will need in order to [...]

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Understanding Annuities and Comparing Annuity Features

February 4, 2011

If you are just starting the research process for annuities, you’ve come to the right place. There are plenty of terms you’ll need to become familiar with before making a solid, educated decision. This post will explain the different types of annuities and their features. Consider this a type of Annuities 101. There are variable [...]

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Pros and Cons of a Reverse Annuity Mortgage

January 28, 2011

If you are a senior, over the age of 62 and looking at financial assistance options, you may want to consider the pros and cons of a reverse annuity mortgage. What is a Reverse Annuity Mortgage? A reverse annuity mortgage, also called a home equity conversion mortgage, is an arrangement in which a homeowner receives [...]

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Top 5 Reasons to Sell Your Structured Settlement

January 19, 2011

If you have been awarded a sum of money for a personal injury claim, malpractice, or liability of any kind, you may be receiving your money in the form of a structured settlement. If you are receiving structured settlement payments, but have a situation where taking it in the form of a lump sum would [...]

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Lump Sum Annuity Tax Information

January 11, 2011
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If you have decided, or are even considering, cashing out your company’s retirement plan as a lump sum annuity distribution, you will need to consider the applicable tax rules. Depending on your age and other variables, different rules apply. It’s always best to sit down with a qualified accountant to be sure of the rules [...]

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Choices in Pension Payouts: Lump Sum Annuity or Monthly Payments?

January 5, 2011

If you are approaching retirement from your company, and an annuity pension plan was set up for you, there will be some decision making ahead. Now is the time to educate yourself on the pros and cons between a monthly payout or a lump sum annuity. To better understand what you are dealing with, we’ve [...]

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